Happy New Year, Insiders! FINALLY. I took the holidays off from writing, and it was a much needed break to reflect and plan. I also had my fiftieth birthday, surrounded by my "seven," with a few missing. How am I so fortunate that I have the dearest friends to celebrate with me, and who I fully intend to keep by my side the rest of my life. I am hopeful for the new year...because there is a great chance we have grown and learned from this past year. So, as we turn over a new page, let's refresh ourselves with, what else, but a pretty winter wardrobe and some wonderful January Must-Haves!